Affordable Care Act
If you have any questions regarding enrollment in an insurance plan under the Affordable Care Act, please visit healthcare.gov or contact 1-800-318-2596 for more information.
The student health fee is independent of the Affordable Care Act. The student health fee is not an insurance policy and only covers some on-campus clinical and mental health services provided by FIU's Student Health Clinics and Counseling and Psychological Services Center (CAPS) during the semester(s) that student health fee is paid. To purchase a health insurance plan, visit the health insurance marketplace or view the FIU-sponsored plan.
College students have several choices for health coverage. Students are not exempt from the penalty that people without coverage must pay.
If you have a student health plan
- If you are covered by FIU’s student health plan, in most cases, you are considered covered under the health care law. You will not have to pay the penalty that people without coverage generally must pay. Check your student health plan to see if it qualifies as coverage under the health law.
- Even if you have access to a student health plan, you can choose to buy a health plan through the Health Insurance Marketplace instead. You may qualify for lower costs based on your income. Fill out a Marketplace application to identify if you are eligible for lower fees or use the plan and cost preview tool first.
When filling out the marketplace application, choose “No” when answering whether you currently have health coverage. Choose “No” even if you have a student health plan now and plan to drop it to enroll in a marketplace plan.